Android Pay app has been making waves since coming into existence because it is designed to make your life a whole lot easier, or at least that is what Google is saying. Now you don’t have to go through different hassles just to make a payment, as now you can simply put your credit or debit card information into this app, and then make your payments easily. However, there still a large number of people who are either unaware of this service, unwilling to make use of it, or they simply don’t understand how it all works. However, don’t fret because we are here to help. We have outlined everything you need to know about Android Pay in order to help you make an informed decision on whether you want to make use of the convenience Google is trying to offer, or you would rather skip it.
Neither Every Phone, Nor Every Bank Supports It
First thing you need to know about Android Pay app is that it’s not supported in every single smartphone out there. Smartphones supporting Android 4.4 KitKat or later versions come with near field communications (NFC) and host card emulation (HCE) capability, which make them compatible with this service. In order to find out if your device can run it or not, just go to Google Play store and see if it shows your device as compatible.
Second thing that you need to know is that there are a very few banks that are allowing their debit and credit cards to be used for Android Pay transactions. So, before downloading this app on your phone, be sure to check this list to see whether your bank is supporting this service or not.
Where to Use Android Pay?
Because this app is supported by phones that come with NFC capability, so it’s no surprise that it only works in stores that have NFC-ready credit card terminals. The service being offered by Samsung is completely different from this one. The Samsung one is called Samsung Pay and it allows you to make payments through magnetic secure transmissions (MST) technology. This tech is old and doesn’t require NFC, so people using Samsung Pay can benefit from the service on a larger scale. Android Pay, on the other hand, uses an entirely different tech and currently works at a few places only. If you’re using Samsung phones, then the option is completely up to you. You can use either of these services depending on what suits you more, or you can go all-in and make use of both offerings.
What About Security?
Whenever you use Android Pay to make payments, the shop or restaurant doesn’t get any kind of information whatsoever. So if you frequent shop or eat at a place, there is no chance that they will get even the slightest bit of idea about your credit card number. Security is one of the biggest reasons to opt for Android Pay because your personal information stays safe and hidden on your phone. To make it even more secure, you can activate the fingerprint sensor lock, which will stop anyone else from accessing your phone altogether.